:root{
  --navy:#0D2C68;
  --navy-dark:#081b3e;
  --footer-bg:#06132e;
  --tint:#F4F7FC;
  --text:#000000;
  --gold:#C89B3C;
  --green:#1F8A45;
  --red:#C0392B;
}
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{
  font-family:'Inter',Arial,sans-serif;
  color:var(--text);
  font-size:19px;
  line-height:1.7;
  background:#ffffff;
}
h1,h2,h3,h4{
  font-family:'Playfair Display',Georgia,serif;
  color:var(--navy);
  line-height:1.28;
}
img{max-width:100%;display:block;}
a{text-decoration:none;}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px;}
section{padding:54px 0;}
.tint{background:var(--tint);}

.btn{
  display:inline-block;
  font-weight:700;
  padding:16px 34px;
  border-radius:8px;
  text-align:center;
  cursor:pointer;
  border:none;
  font-size:18px;
  transition:transform .15s ease, box-shadow .15s ease;
}
.btn-primary{
  background:var(--gold);
  color:#1a1200;
  box-shadow:0 6px 18px rgba(200,155,60,.45);
}
.btn-primary:hover{transform:translateY(-2px);}
.btn-outline{
  background:transparent;
  border:2px solid var(--navy);
  color:var(--navy);
}

/* Header */
header{
  background:var(--navy);
  position:sticky;
  top:0;
  z-index:999;
  box-shadow:0 2px 10px rgba(0,0,0,.25);
}
.topbar{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 20px;
  max-width:1180px;
  margin:0 auto;
}
.logo{
  font-family:'Playfair Display',serif;
  font-size:26px;
  font-weight:800;
  color:#fff;
  letter-spacing:.5px;
}
.logo span{color:var(--gold);}
nav.main-nav{display:flex;align-items:center;gap:28px;}
nav.main-nav a.nav-link{color:#fff;font-weight:600;font-size:15px;opacity:.92;}
nav.main-nav a.nav-link:hover{opacity:1;text-decoration:underline;}
.order-btn-top{background:var(--gold);color:#1a1200;padding:11px 22px;border-radius:6px;font-weight:700;font-size:15px;}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px;}
.hamburger span{width:26px;height:3px;background:#fff;border-radius:2px;}
.mobile-nav{display:none;flex-direction:column;background:var(--navy-dark);padding:10px 20px 18px;}
.mobile-nav.open{display:flex;}
.mobile-nav a{color:#fff;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12);font-weight:600;}

/* Breadcrumb */
.breadcrumb{
  background:var(--tint);
  padding:14px 0;
  font-size:14px;
}
.breadcrumb a{color:var(--navy);font-weight:600;}
.breadcrumb span{color:#777;margin:0 6px;}
.breadcrumb .current{color:#555;font-weight:600;}

/* Page hero */
.page-hero{
  background:var(--navy);
  padding:44px 20px 40px;
  text-align:center;
}
.page-hero h1{
  color:#fff;
  font-size:clamp(26px,4vw,42px);
  max-width:900px;
  margin:0 auto;
}
.page-hero p{
  color:#dbe4f7;
  font-family:'Inter',sans-serif;
  font-size:17px;
  margin-top:12px;
  max-width:760px;
  margin-left:auto;
  margin-right:auto;
}

/* Question band headings (reused across pages) */
.qband{background:var(--navy);padding:34px 20px;text-align:center;}
.qband h2{color:#fff;font-size:clamp(24px,3.4vw,34px);max-width:820px;margin:0 auto;}
.qband p{color:#dbe4f7;font-family:'Inter',sans-serif;margin-top:8px;font-size:16px;}

/* TOC */
.toc{
  background:#fff;
  border:1px solid #e5e9f2;
  border-radius:12px;
  padding:24px 28px;
  max-width:820px;
  margin:0 auto;
}
.toc h2{font-size:19px;margin-bottom:12px;}
.toc ol{padding-left:22px;}
.toc li{margin-bottom:8px;font-size:16px;}
.toc a{color:var(--navy);font-weight:600;}

/* Generic content blocks */
.content-block{max-width:820px;margin:0 auto;}
.content-block h2{font-size:clamp(22px,3vw,28px);margin-top:44px;margin-bottom:14px;}
.content-block h3{font-size:20px;margin-top:26px;margin-bottom:10px;}
.content-block p{font-size:18px;margin-bottom:14px;color:#1a1a1a;}
.content-block ul, .content-block ol{padding-left:24px;margin-bottom:14px;}
.content-block li{font-size:17px;margin-bottom:8px;}

.two-col{
  display:grid;
  grid-template-columns:1fr 1.2fr;
  gap:44px;
  align-items:center;
  margin-top:40px;
}
.two-col img{border-radius:14px;box-shadow:0 10px 30px rgba(13,44,104,.18);}

/* Cards / grids reused across content pages */
.card-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:26px;
  margin-top:36px;
}
.info-card{
  background:#fff;
  border:1px solid #e5e9f2;
  border-radius:12px;
  padding:26px;
}
.info-card h3{font-size:19px;margin-bottom:8px;}
.info-card p{font-size:16px;color:#333;}
.info-card .research-note{font-size:15px;color:#555;font-style:italic;margin-top:8px;}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:40px;}
.step-card{background:#fff;border:1px solid #e5e9f2;border-radius:12px;padding:28px;text-align:center;}
.step-num{width:48px;height:48px;background:var(--navy);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:20px;margin:0 auto 14px;}
.step-card h3{font-size:19px;margin-bottom:8px;}
.step-card p{font-size:16px;color:#333;}

/* FAQ */
.faq-list{max-width:820px;margin:36px auto 0;}
details{background:#fff;border:1px solid #e5e9f2;border-radius:10px;padding:18px 22px;margin-bottom:14px;}
summary{font-weight:700;font-size:18px;cursor:pointer;color:var(--navy);list-style:none;position:relative;padding-right:30px;}
summary::-webkit-details-marker{display:none;}
summary::after{content:"+";position:absolute;right:0;top:-2px;font-size:24px;color:var(--gold);font-weight:800;}
details[open] summary::after{content:"–";}
details p{margin-top:12px;font-size:16px;color:#333;}

/* Final CTA */
.final-cta{background:var(--navy);text-align:center;padding:60px 20px;}
.final-cta img{max-width:260px;margin:0 auto 24px;}
.final-cta h2{color:#fff;font-size:clamp(24px,3.6vw,36px);max-width:780px;margin:0 auto 14px;}
.final-cta p{color:#dbe4f7;font-family:'Inter',sans-serif;margin-bottom:26px;font-size:17px;}

/* AI strip */
.ai-strip{background:var(--tint);padding:34px 0;border-top:1px solid #e2e8f5;}
.ai-strip .wrap{display:grid;grid-template-columns:1.4fr 1fr;gap:30px;}
.ai-strip h4{font-size:17px;color:var(--navy);margin-bottom:6px;}
.ai-strip p{font-size:15px;color:#444;}
.ai-links{display:flex;flex-wrap:wrap;gap:10px 22px;align-items:center;}
.ai-links a{font-size:15px;font-weight:600;color:var(--navy);}

/* Footer */
footer{background:var(--footer-bg);color:#c9d3e8;padding:40px 0 20px;}
footer .disclaimer{font-size:13px;line-height:1.7;color:#aab6d1;max-width:1100px;margin:0 auto 24px;}
footer .fgrid{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;}
footer .flinks a{color:#c9d3e8;font-size:14px;margin-right:18px;font-weight:600;}
footer .copy{text-align:center;font-size:13px;color:#8291b3;margin-top:24px;}

.mid-cta{text-align:center;margin-top:34px;}

#backToTop{
  position:fixed;bottom:24px;right:24px;background:var(--navy);color:#fff;width:46px;height:46px;
  border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;
  box-shadow:0 6px 16px rgba(0,0,0,.3);opacity:0;pointer-events:none;transition:opacity .25s ease;z-index:998;
}
#backToTop.show{opacity:1;pointer-events:auto;}

@media(max-width:900px){
  nav.main-nav{display:none;}
  .hamburger{display:flex;}
  .two-col{grid-template-columns:1fr;}
  .card-grid{grid-template-columns:1fr;}
  .steps{grid-template-columns:1fr;}
  .ai-strip .wrap{grid-template-columns:1fr;}
  footer .fgrid{flex-direction:column;text-align:center;}
  body{font-size:18px;}
}